Medical Insurance

A unique Medical Insurance Program is carefully designed for the welfare of beneficiaries, which is currently managed by a Third Party Administrator, will provide 24 hours online medical assistance and more than 2000 comprehensive well distributed accredited Network Providers

We are dedicated to provide the most cost effective services for all the insurance requirements to our valued customers (individual, Family, small corporation and big groups) coupled with: -
  • Personalized attention of the highest standard
  • Effective customer value added services
  • Flexible Product Design
  • Comprehensive Cover
  • Prompt Claim Processing and settlement
The main feature of the program is to provide the adequate and sufficient medical treatment for those who might need it in simple administrative procedures. Such facilities shall include the following:

Out-Patient:


  • The general and Specialist Practitioners fees
  • The cost of prescribed drugs from licensed pharmacy
  • Diagnostic procedures expenses including investigation lab tests, X-rays, scopes….etc

In-Patient:


  • Daily room and board expenses
  • ICU, CCU
  • Hospital Services and Doctor’s fees (Surgeon, consultation, anesthesia)
  • Prescribed drugs
  • Stent
  • Other medical procedure including Lab tests X-rays. MRI, CT Scan, operation expenses and theater
Additional benefits:
  • Maternity: (Caesarian section, Normal Vaginal Delivery, Legal Abortion)
  • Dental Program
  • Optical Benefit
  • Physiotherapy

Mechanism of Insurance:


Outpatient Visits

  • The insured members will be provided with Medical Cards to be presented to the Clinic without the need to present a medical form which we will be available at the provider places
  • The patient will dispense the prescribed medicine, lab tests, and x-ray from the designated (Accredited network Provider).
  • The patient is to sign on our Medical Form in the (Network Provider) Clinic/Pharmacy to prove receiving the treatment and medicine and shall pay the deductible only as specified on the Health Card.

Inpatient Visits The accredited hospital shall provide a pre-hospitalization form to the 24 hour medical assistance team including the personal information & the medical case of the insured member enabling the medical assistance team to approve covered cases, A process that will take not longer than 10 minutes